Building financial stability...
one step at a time.

Select one of the options to the left to find out more about our services.

What's New

• In foreclosure in 2009 or 2010? You may be eligible for compensation or other remedy. Visit IndependentForeclosureReview.com, call 1-888-952-9105, or download the flyer for more information.

• Attention! Our office has moved! We are now located at 1226 Augusta West Parkway, Augusta, GA 30909.

  Call us at 706-736-2090 for directions, or continue to the What's New page for a map.

Basic Budgeting

Preventative financial evaluation and counseling helps consumers avoid improper money management and credit use through individualized counseling and education. Clients will learn to reconcile income and expenses by allocating funds each month for both regular and periodic expenses.

Credit Counseling & Debt Management

Through credit counseling and debt management plans, CCCS can help consumers identify solutions for credit card debt and other pressing financial obligations.

Housing Counseling

As a HUD-approved comprehensive housing counseling agency, we offer three types of housing-related counseling services: Pre-Purchase Housing Counseling, Foreclosure Prevention Counseling, and Reverse Mortgage Counseling.

Community Financial Literacy Education

Community Educational Programs are offered as an important community outreach tool. These programs, centered around topics such as credit management, budgeting, and “consumer beware” issues, offer participants the opportunity to learn and thus become better managers of the financial aspects of their lives. Our programs are easily adaptable to your time schedule or audience, and they are typically free of charge.

Pre-Filing Bankruptcy Counseling

We are approved by the Executive Office of the U.S. Trustee (EOUST)* to offer pre-filing bankruptcy counseling for residents of Georgia and South Carolina.

* Approval does not endorse or assure the quality of an agency’s services.

Pre-Discharge Bankruptcy Education

We are approved by the Executive Office of the U.S. Trustee (EOUST)* to offer pre-discharge bankruptcy education for residents of Georgia and South Carolina.

* Approval does not endorse or assure the quality of an agency’s services.

Choosing a Legitimate Credit Counseling Agency

Our agency has been serving the CSRA for more than 20 years. We are the only agency that has physical offices located in our service area.

Client Testimonials

See how we were able to help our clients with their debt.