The goal of the agency’s online money management education course is to provide basic proactive financial education regarding the following topics: Choosing between “wants” and “needs”; developing sound financial habits regarding spending versus savings; examining one’s current budget, including income, expenses and net worth; developing a workable budget (including short- and long-term goals, identification of factors that cause financial problems, and how budget adjustments can help with goal achievement); understanding the types and costs of available credit, wise credit strategies and alternatives to credit, as well as warning signs of credit misuse; understanding credit reports and credit scores, in addition to consumer laws and regulations which protect consumers; rebuilding credit through positive credit habits; understanding and avoiding predatory lending and/or identity theft; and understanding various types and costs of insurance and how to decide how much coverage is sufficient.
The cost of our online course is $25; to enroll, click here.